Cohabitation Agreement Template
Unmarried couples have very limited automatic legal rights if they separate. A cohabitation agreement records how you'll share property, finances and responsibilities, giving clarity and protection.
What this cohabitation agreement covers
- Ownership of property and assets
- How bills and finances are shared
- What happens to assets on separation
- Arrangements for children
- How the agreement can be changed
When you need a cohabitation agreement
- Moving in together
- Buying property as a couple
- Protecting each partner's contributions
The legal framework
Understanding the law behind a cohabitation agreement helps you use it well. Here is the key UK legislation that applies:
Frequently asked questions
Do cohabiting couples have legal rights?
Very limited ones. There's no such thing as 'common law marriage' in England and Wales, so an agreement is valuable.
Is a cohabitation agreement enforceable?
A properly drafted agreement, entered into freely with full disclosure, is likely to be upheld, especially on property and finances.
How Legal Lift helps
Answer a few plain-English questions and our AI generator produces a tailored cohabitation agreement, ready to edit, download as PDF or Word, and e-sign with LegalSign. Every template is kept current with UK law, and our SRA-regulated solicitor partners are available if you'd like it reviewed.
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