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Debt Recovery

Payment Reminder Template

A payment reminder is a courteous first nudge when an invoice is approaching or just past its due date. A friendly, prompt reminder often resolves late payment without friction.

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What this payment reminder covers

When you need a payment reminder

The legal framework

Understanding the law behind a payment reminder helps you use it well. Here is the key UK legislation that applies:

Late Payment of Commercial Debts (Interest) Act 1998
Gives businesses the right to claim statutory interest and fixed compensation on overdue commercial debts.
Pre-Action Protocol for Debt Claims
A mandatory procedure before issuing a court claim against an individual or sole trader — sets out the information to provide and time to allow.
Insolvency Act 1986
Governs statutory demands and the winding-up or bankruptcy routes for undisputed debts.

Frequently asked questions

When should I send a payment reminder?

A gentle reminder around the due date, then a firmer one shortly after, works well before escalating.

How many reminders before escalating?

Commonly one or two reminders, then a final demand, before a letter before action.

How Legal Lift helps

Answer a few plain-English questions and our AI generator produces a tailored payment reminder, ready to edit, download as PDF or Word, and e-sign with LegalSign. Every template is kept current with UK law, and our SRA-regulated solicitor partners are available if you'd like it reviewed.

This page explains the law in general terms to help you understand your payment reminder. It is information, not legal advice. For guidance on your specific circumstances, our SRA-regulated solicitor partners are here to help.

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